Real estate appraisal services for homeowners in the city of Napa and Napa County

The top 7 reasons CA homeowners hire Riley Boudreaux:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To lower their mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a CA divorce, where property needs to be divided
To settle an estate in Napa county or CA by determining the true market value of real estate in question

Own a home in or near Napa, CA and need help deciding the value of it?
Contact Riley Boudreaux.

We at Riley Boudreaux understand the particular needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value opinion than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. Riley Boudreaux is qualified in helping consumers just like you abolish unnecessary PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if you live in a region that's declining or not appreciating as much as other houses nearby. This means you are paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Riley Boudreaux is your chief weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your home is near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. Riley Boudreaux can provide you with an expert appraisal to help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for accuracy? In a field review we will go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Riley Boudreaux can help you with that. Even though this is usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house.